काठमाडौं, साउन ३- एकपछि अर्को वित्तीय संस्थामा समस्या आएर वित्तीय संकट गहिरिएको विश्लेषण गर्दै अन्तर्राष्ट्रिय मुद्रा कोष (आइएमएफ) को तीन टोलीले स्थलगत अध्ययन सुरु गरेका छन्। तीनै टोली गत बुधबार आएका हुन्।
उनीहरूले राष्ट्र बैंक, अर्थ मन्त्रालयलगायत अन्य निकायसँग यस विषयमा छलफल थालिसकेका छन्। टोलीले आगामी १५ दिनभित्र अध्ययनको प्रारम्भिक प्रतिवेदन दिएर सुधारबारे राष्ट्र बैंकलाई सुझाव दिनेछ। विस्तृत प्रतिवेदन भदौमा मात्र आउने छ।
'वित्तीय संस्थामा समस्या देखिएपछि आइएमएफ टोलीले नेपाल आएर अध्ययन थालेको छ,' राष्ट्र बैंकका एक उच्च अधिकारीले सोमबार नागरिकसँग भने, 'समस्या कहाँबाट सुरु भयो भनेर हामीसँग छलफल गरिरहेका छन्।' मुद्रा कोषले विगतमा पनि राष्ट्र बैंकलाई सल्लाह दिँदै आएको छ।
तीन टोलीले वित्तीय संकट, अनुगमन र सम्पत्ति तथा दायित्वको अवस्थाबारे बेग्लाबेग्लै अध्ययन गर्नेछन्। सोमबारदेखि औपचारिक छलफल थालेको टोलीले केही दिनमै अर्थका अधिकारीहरूसँग पनि भेट्नेछ। सोमबार कोषकी वरिष्ठ विज्ञ मेन्जोडाको नेतृत्वमा आएको एक टोलीले बैंक तथा वित्तीय संस्थाले खराब कर्जा अनुपात कम देखाएको अवस्थामा पनि वित्तीय संस्थामा कसरी समस्या आयो भनेर राष्ट्र बैंकलाई सोधेको थियो।
'वित्तीय संस्थामा समस्या देखिएपछि कोषको चासो बढेर गएको छ,' ती अधिकारीले भने, 'वित्तीय संस्थाका सूचकांक राम्रो भएको तथ्यांक आउँदा पनि कसरी समस्या भयो भनेर सोधिरहेका छन्।'
उनका अनुसार, टोलीले राष्ट्र बैंकको नियमन क्षमतामा पनि प्रश्न गरेका छन्। विस्तृत अध्ययन गरेर कोषले प्रतिवेदन दिएपछि उसको सुझाव कार्यान्वयन गर्ने जानकारी ती अधिकारीले दिए।
टोलीले बैंक तथा वित्तीय संस्थाले दिएको खराब कर्जा अनुपात, सम्भावित नोक्सानी व्यवस्था, पुँजी पर्याप्तता अनुपातलगायत तथ्यांक गलत हुन सक्नेतर्फ पनि अध्ययन गर्ने छ। अन्य संस्थामा पनि क्रमशः समस्या आई उपचारको विकल्प के हुने, मर्जरका लागि एकैचोटी संस्था आए कसरी समन्वय गर्नेबारे पनि अध्ययन गर्नेछ। खास गरी दुई रुग्ण बैंक तथा वित्तीय संस्था मर्जरका लागि आए कसरी उनीहरूलाई व्यवहार गर्ने भनेर अध्ययन हुनेछ।
छोटो अवधिको कर्जा लिएर लामो अवधिका लागि प्रवाह हुँदा समस्या आएको भन्ने राष्ट्र बैंकको विश्लेषणबारे पनि टोलीले अध्ययन गर्नेछ। 'सम्पत्ति र दायित्व व्यवस्थापन गर्न नसक्दा समस्या आएको भनेर हामीले जानकारी दिएका छौं,' उनले भने, 'यसबारे पनि टोलीले अध्ययन गरी सुझाव दिनेछ।'
कोषले खराब कर्जा कम भएका संस्थामा पनि समस्या देखिएकोबारे प्रश्न गरेको छ। 'सबै सूचकांक ठिकठाक हुँदा पनि कसरी समस्या आयो भन्ने उनीहरूको भनाइ छ,' सम्बद्ध एक अधिकारीले भने, 'राष्ट्र बैंककै सुपरीवेक्षण कमजोर भएर समस्या देखिएको हो कि भनेर पनि प्रश्न गरेका छन्।'
आइएमएफ राष्ट्र बैंकको सल्लाहकार मात्र भए पनि उसले दिएका सुझाव कार्यान्वयन गर्दै आएको छ। राष्ट्र बैंकले निक्षेपभन्दा बढी कर्जा प्रवाह गरेकाले वित्तीय संस्थामा समस्या देखिएको जानकारी गराएको थियो।
पछिल्लो चार महिनामा युनाइटेड विकास बैंक, सम्झना फाइनान्स, गोरखा विकास बैंक, नेपाल सेयर मार्केट्स एन्ड इन्स्टिच्युसन, पिपल्स फाइनान्स, भिबोर विकास बैंक र क्यापिटल मर्चेन्ट बैंकिङ एन्ड फाइनान्समा समस्या देखिएपछि आइएमएफको ध्यानाकर्षण भएको हो।
'छोटो समयम एकैचोटी आधा दर्जन संस्थामा समस्या देखिएपछि उनीहरूले अध्ययन नै थालेका हुन्,' ती अधिकारीले भने, 'उनीहरूको चासो भनेको वित्तीय स्थायित्वमा हो। यसप्रति चिन्तित देखिन्छन्।'
टोलीसँग भएको छलफलमा राष्ट्र बैंकका अधिकारीले वित्तीय संस्थाका समस्या तरलता अभावबाट सुरु भएको जानकारी गराएका थिए। तरलता अभाव भने राजनीतिक संक्रमणका कारण विकास खर्च नहुँदा भएको हो।
सुदर्शन सापकोटा, http://nagariknews.com/economy/banking-money/29019-2011-07-18-14-25-38.html
Dienstag, 19. Juli 2011
Samstag, 16. Juli 2011
BUDGET 2011-12: Budget to curb revenue leakage, crackdown on tax evaders planned
KATHMANDU, JUL 16 -
In the new budget, the government has tried to strengthen revenue administration with a string of policy measures to control revenue leakage and punish tax evaders.
Though the government failed to meet the target for the current fiscal year, the budget has set an ambitious revenue target for 2011-12.
For the next fiscal year, the government targets Rs 247 billion in revenue collection. With the collection this year down by Rs 11 billion, the government needs a growth rate of 18 percent to meet the revenue target.
In the wake of cases of tax evasion through fake Value Added Tax (VAT) bills, the budget has revised the legal provisions to take legal action against both the parties found involved in fraudulent activities. “Now, auditors of those firms involved in VAT evasion will also be under the scanner,” a Finance Ministry official said.
In a bid to discourage under-invoicing and make customs valuation realistic, the budget has made an arrangement for declaring the Maximum Retail Price (MRP) of imported goods at customs points. Now, importers will have to declare the MRP of goods identified by the Department of Customs (DoC) at custom points. According to DoC Director General Tanka Mani Sharma, the department will update the valuation every three months.
With plans of import identity card implementation by mid-December of the next fiscal year, the budget aims to control illegal and unfair trade.
However, the proposal of voluntary asset declaration and drafting of a Property Tax Act kills the spirit of reforms on revenue administration. “Arrangements in Property Tax Act will be made whereby an individual, family or company can make voluntary disclosure of all the fixed and movable properties to the Inland Revenue Offices of the Government of Nepal after paying a certain percentage of tax,” the budget says.
This voluntary disclosure will be treated as the tax base, effective from the Fiscal Year 2012-13. However, this provision that seeks to address the private sector’s demand for property disclosure will make illicit properties legal.
Amid complaints that the Armed Police Force (APF) deployed for revenue control measures is not effective enough, the budget proposes mobilisation of the APF under the direction of the Customs Department and the Revenue Investigation Department. This step was taken on the basis of request from these two departments, according to Finance Ministry sources.
The budget has given the automobile and real estate sectors a reason to smile as it reduces capital gain tax on the income from the sale of houses and land by 50 percent. With the budget also reducing the capital gain tax on share transactions, the capital market is expected to get a much needed boost. As per the budget, such tax has been reduced from 15 percent to 10 percent in the case of entities and from 10 percent to 5 percent in the case of individuals.
With the budget maintaining the earlier tax rate for vehicles, the automobile sector hopes to see a growth in 2011-12. The tax rate was unchanged as import of two-wheelers and four-wheelers slumped due to changes in the excise duty and registration charge.
Continuing the past trend, the budget increases excise rates on alcohol, beer, cigarettes and tobacco products. Giving relief to Nepalis returning from foreign employment, the budget reduces the prevailing flat rate customs duty on LCD, Plasma or LED TV brought by them.
The budget has also given something to hydropower developers. It has fully exempted income tax for the first 10 years for hydropower projects commencing their construction within August 24, 2014 and starting commercial production by mid-April 2018. “Thereafter, 50 percent income tax exemption for the next five years will be provided,” the budget states.
To promote mergers among banks and financial institutions, the budget proposes extending the deadline to submit the intention of merger by mid-November 2012, apart from waiving land registration fee to the merged entity.
Posted on: 2011-07-16 09:49
SANJEEV GIRI, BIBEK SUBEDI, http://www.ekantipur.com/2011/07/16/business/budget-2011-12-budget-to-curb-revenue-leakage--crackdown-on-tax-evaders-planned/337472.html
In the new budget, the government has tried to strengthen revenue administration with a string of policy measures to control revenue leakage and punish tax evaders.
Though the government failed to meet the target for the current fiscal year, the budget has set an ambitious revenue target for 2011-12.
For the next fiscal year, the government targets Rs 247 billion in revenue collection. With the collection this year down by Rs 11 billion, the government needs a growth rate of 18 percent to meet the revenue target.
In the wake of cases of tax evasion through fake Value Added Tax (VAT) bills, the budget has revised the legal provisions to take legal action against both the parties found involved in fraudulent activities. “Now, auditors of those firms involved in VAT evasion will also be under the scanner,” a Finance Ministry official said.
In a bid to discourage under-invoicing and make customs valuation realistic, the budget has made an arrangement for declaring the Maximum Retail Price (MRP) of imported goods at customs points. Now, importers will have to declare the MRP of goods identified by the Department of Customs (DoC) at custom points. According to DoC Director General Tanka Mani Sharma, the department will update the valuation every three months.
With plans of import identity card implementation by mid-December of the next fiscal year, the budget aims to control illegal and unfair trade.
However, the proposal of voluntary asset declaration and drafting of a Property Tax Act kills the spirit of reforms on revenue administration. “Arrangements in Property Tax Act will be made whereby an individual, family or company can make voluntary disclosure of all the fixed and movable properties to the Inland Revenue Offices of the Government of Nepal after paying a certain percentage of tax,” the budget says.
This voluntary disclosure will be treated as the tax base, effective from the Fiscal Year 2012-13. However, this provision that seeks to address the private sector’s demand for property disclosure will make illicit properties legal.
Amid complaints that the Armed Police Force (APF) deployed for revenue control measures is not effective enough, the budget proposes mobilisation of the APF under the direction of the Customs Department and the Revenue Investigation Department. This step was taken on the basis of request from these two departments, according to Finance Ministry sources.
The budget has given the automobile and real estate sectors a reason to smile as it reduces capital gain tax on the income from the sale of houses and land by 50 percent. With the budget also reducing the capital gain tax on share transactions, the capital market is expected to get a much needed boost. As per the budget, such tax has been reduced from 15 percent to 10 percent in the case of entities and from 10 percent to 5 percent in the case of individuals.
With the budget maintaining the earlier tax rate for vehicles, the automobile sector hopes to see a growth in 2011-12. The tax rate was unchanged as import of two-wheelers and four-wheelers slumped due to changes in the excise duty and registration charge.
Continuing the past trend, the budget increases excise rates on alcohol, beer, cigarettes and tobacco products. Giving relief to Nepalis returning from foreign employment, the budget reduces the prevailing flat rate customs duty on LCD, Plasma or LED TV brought by them.
The budget has also given something to hydropower developers. It has fully exempted income tax for the first 10 years for hydropower projects commencing their construction within August 24, 2014 and starting commercial production by mid-April 2018. “Thereafter, 50 percent income tax exemption for the next five years will be provided,” the budget states.
To promote mergers among banks and financial institutions, the budget proposes extending the deadline to submit the intention of merger by mid-November 2012, apart from waiving land registration fee to the merged entity.
Posted on: 2011-07-16 09:49
SANJEEV GIRI, BIBEK SUBEDI, http://www.ekantipur.com/2011/07/16/business/budget-2011-12-budget-to-curb-revenue-leakage--crackdown-on-tax-evaders-planned/337472.html
Vibor, Bhajuratna sign MoU for merger
KATHMANDU, JUL 15 -
Vibor Bikas Bank (VBB) and Bhajuratna Finance & Saving Company (BFSC) on Thursday signed a memorandum of understanding (MoU) for merger. VBB Chief Executive Officer Ajay Ghimire and BFSC Director Rup Jyoti signed the pact.
Vibor’s merger was inevitable as the Nepal Rastra Bank (NRB) had offered refinancing on condition that it would opt for merger within three months. The central bank had asked Vibor to come up with a MoU for merger within three months.
After the completion of the merger, the new entity will be known as Vibor Bikas Bank with a paid-up capital of Rs 680 million. As per the MoU, the bank will immediately go for right share issuance to increase its capital to Rs 1.36 billion.
“There will be two different right share issuances for public shareholders and promoter shareholders,” said Ghimire. The ratio of promoter share-to-public share after the rights share issuance will stand at 61:39.
Ghimire termed the merger as Vibor’s vision of consolidating its financial health. “Merger is our necessity as NRB provided refinancing of on condition of merger,” said Ghimire.
Both institutions plan to complete the merger process within six months. They will call a special annual general meeting (AGM) within a month to get the merger plan approved by shareholders.
Jyoti said BFSC was also looking for a partner for merger in order to reorganise its capital structure. “As per the NRB regulation, single family/organisation is not allowed to hold more than 15 percent promoter share in a financial institution,” said Jyoti. “In the context where some of the group’s subsidiaries hold more than 15 percent promoter share, merger was a good idea,” he said.
According to Ghimire, the board of the merged entity will have two members each from Vibor group and Bhajuratna group along with three other board members. There will not be any layoff post merger. “In fact, we’ll be hiring more staff as we’ve expanded our business,” said Ghimire.
NRB had rescued Vibor a month ago when the bank suffered liquidity crisis. Since then, Ghimire claims, banks liquidity position has improved. “We’re moving towards normalcy,” said Ghimire.
Posted on: 2011-07-15 08:52
http://www.ekantipur.com/2011/07/15/business/vibor-bhajuratna-sign-mou-for-merger/337419.html
Vibor Bikas Bank (VBB) and Bhajuratna Finance & Saving Company (BFSC) on Thursday signed a memorandum of understanding (MoU) for merger. VBB Chief Executive Officer Ajay Ghimire and BFSC Director Rup Jyoti signed the pact.
Vibor’s merger was inevitable as the Nepal Rastra Bank (NRB) had offered refinancing on condition that it would opt for merger within three months. The central bank had asked Vibor to come up with a MoU for merger within three months.
After the completion of the merger, the new entity will be known as Vibor Bikas Bank with a paid-up capital of Rs 680 million. As per the MoU, the bank will immediately go for right share issuance to increase its capital to Rs 1.36 billion.
“There will be two different right share issuances for public shareholders and promoter shareholders,” said Ghimire. The ratio of promoter share-to-public share after the rights share issuance will stand at 61:39.
Ghimire termed the merger as Vibor’s vision of consolidating its financial health. “Merger is our necessity as NRB provided refinancing of on condition of merger,” said Ghimire.
Both institutions plan to complete the merger process within six months. They will call a special annual general meeting (AGM) within a month to get the merger plan approved by shareholders.
Jyoti said BFSC was also looking for a partner for merger in order to reorganise its capital structure. “As per the NRB regulation, single family/organisation is not allowed to hold more than 15 percent promoter share in a financial institution,” said Jyoti. “In the context where some of the group’s subsidiaries hold more than 15 percent promoter share, merger was a good idea,” he said.
According to Ghimire, the board of the merged entity will have two members each from Vibor group and Bhajuratna group along with three other board members. There will not be any layoff post merger. “In fact, we’ll be hiring more staff as we’ve expanded our business,” said Ghimire.
NRB had rescued Vibor a month ago when the bank suffered liquidity crisis. Since then, Ghimire claims, banks liquidity position has improved. “We’re moving towards normalcy,” said Ghimire.
Posted on: 2011-07-15 08:52
http://www.ekantipur.com/2011/07/15/business/vibor-bhajuratna-sign-mou-for-merger/337419.html
Donnerstag, 7. Juli 2011
NRB told to pull out of appointment process of CEOs for RBB, NBL
KATHMANDU, JUL 07 -
The process of appointing chief executive officers (CEO) at Rastriya Banijya Bank (RBB) and Nepal Bank Limited (NBL) will be delayed further as a result of intervention by the parliamentary Finance and Labour Committee.
With the committee directing the government not to involve Nepal Rastra Bank (NRB) in the selection process, maintain a tougher criteria for CEO aspirants and extend the application deadline, the government will have to start the process afresh. The parliamentary committee endorsed its decision on Wednesday.
Following the committee’s decision, NRB deputy governor and head of the selection committee Maha Prasad Adhikari resigned on Sunday. Lawmakers of the committee argued that there would be a conflict of interest if the central bank got involved in selecting the CEO as it was the regulator of banks.
With RBB already having moved ahead with the selection process, it is now confused as to what to do next following the parliamentary committee’s decision.
“We cannot make the decision and the Finance Ministry should do it,” said Ram Prasad Adhikari, chairman and managing director of RBB. RBB’s vacancy notice had attracted nine applicants for the top executive post in the country’s largest bank.
Appointing the CEO in RBB has not been the government’s priority at the moment due to the budget making process.
“We have not got any time to think about the CEO appointment process as we are fully focused on making the new budget,” said Mahendra Man Gurung, joint secretary at the Finance Ministry. However, committee member Tilak Rawal said that the ongoing process would have to be scrapped and even those who had applied under the existing criteria should reapply under the new criteria. NBL is, however, yet to issue a vacancy notice for the top executive post.
The committee is of the view that the current criteria are inadequate to run the largest banks in the country. RBB had sought an expression of interest (EoI) from potential candidates for its top executive post on June 14. As per the EoI, the minimum academic qualification for the candidate is a Master’s degree in Business Administration/ Commerce/Banking/Economics or chartered accountancy.
Other criteria include two years’ experience as CEO in commercial banks or five years’ experience in any national level bank or financial institution or similar fiduciary financial institutions or foreign banks/financial institutions at least as a department head not less than 10th level officer or senior manager.
“It will be risky to allow incapable persons to head the largest banks,” said Hari Roka, a member of the committee.
The central bank is unhappy with the parliamentary committee’s intervention. A senior NRB official said that unnecessary intervention of the parliamentary committee only delays the work of the agency concerned. “Our stance is that the parliamentary committee should not intervene in executive rights of the agency concerned,” said the NRB official.
Earlier too, the finance committee had blocked the appointment process when two banks had formed the selection committee under their board members. The committee was of the view that the selection committee members didn’t have adequate qualification to be able to appoint the CEO.
Subsequently, the government had formed the committee under NRB deputy governor Adhikari. NRB is of the view that the new criteria was set as five successive efforts to select the CEO at NBL failed due to few applications.
With the committee’s direction, NRB will now not be involved in the CEO selection process of RBB. As it is a government-owned bank, the government can appoint its CEO or its own board can appoint a new CEO,” said an NRB official.
However, the central bank will appoint the CEO in NBL because it is being run under provision 86 of the NRB Act 2002.
This provision allows the central bank to take over the management of problematic banks and financial institutions (BFIs) and to appoint either a person or a firm to operate the BFI.
However, NRB officials will not be involved in the selection process. “We will appoint an independent selection team for NBL’s CEO,” said the NRB official.
Posted on: 2011-07-07 09:21
The process of appointing chief executive officers (CEO) at Rastriya Banijya Bank (RBB) and Nepal Bank Limited (NBL) will be delayed further as a result of intervention by the parliamentary Finance and Labour Committee.
With the committee directing the government not to involve Nepal Rastra Bank (NRB) in the selection process, maintain a tougher criteria for CEO aspirants and extend the application deadline, the government will have to start the process afresh. The parliamentary committee endorsed its decision on Wednesday.
Following the committee’s decision, NRB deputy governor and head of the selection committee Maha Prasad Adhikari resigned on Sunday. Lawmakers of the committee argued that there would be a conflict of interest if the central bank got involved in selecting the CEO as it was the regulator of banks.
With RBB already having moved ahead with the selection process, it is now confused as to what to do next following the parliamentary committee’s decision.
“We cannot make the decision and the Finance Ministry should do it,” said Ram Prasad Adhikari, chairman and managing director of RBB. RBB’s vacancy notice had attracted nine applicants for the top executive post in the country’s largest bank.
Appointing the CEO in RBB has not been the government’s priority at the moment due to the budget making process.
“We have not got any time to think about the CEO appointment process as we are fully focused on making the new budget,” said Mahendra Man Gurung, joint secretary at the Finance Ministry. However, committee member Tilak Rawal said that the ongoing process would have to be scrapped and even those who had applied under the existing criteria should reapply under the new criteria. NBL is, however, yet to issue a vacancy notice for the top executive post.
The committee is of the view that the current criteria are inadequate to run the largest banks in the country. RBB had sought an expression of interest (EoI) from potential candidates for its top executive post on June 14. As per the EoI, the minimum academic qualification for the candidate is a Master’s degree in Business Administration/ Commerce/Banking/Economics or chartered accountancy.
Other criteria include two years’ experience as CEO in commercial banks or five years’ experience in any national level bank or financial institution or similar fiduciary financial institutions or foreign banks/financial institutions at least as a department head not less than 10th level officer or senior manager.
“It will be risky to allow incapable persons to head the largest banks,” said Hari Roka, a member of the committee.
The central bank is unhappy with the parliamentary committee’s intervention. A senior NRB official said that unnecessary intervention of the parliamentary committee only delays the work of the agency concerned. “Our stance is that the parliamentary committee should not intervene in executive rights of the agency concerned,” said the NRB official.
Earlier too, the finance committee had blocked the appointment process when two banks had formed the selection committee under their board members. The committee was of the view that the selection committee members didn’t have adequate qualification to be able to appoint the CEO.
Subsequently, the government had formed the committee under NRB deputy governor Adhikari. NRB is of the view that the new criteria was set as five successive efforts to select the CEO at NBL failed due to few applications.
With the committee’s direction, NRB will now not be involved in the CEO selection process of RBB. As it is a government-owned bank, the government can appoint its CEO or its own board can appoint a new CEO,” said an NRB official.
However, the central bank will appoint the CEO in NBL because it is being run under provision 86 of the NRB Act 2002.
This provision allows the central bank to take over the management of problematic banks and financial institutions (BFIs) and to appoint either a person or a firm to operate the BFI.
However, NRB officials will not be involved in the selection process. “We will appoint an independent selection team for NBL’s CEO,” said the NRB official.
Posted on: 2011-07-07 09:21
Mittwoch, 6. Juli 2011
Govt asks state-owned entities to invest in planned hydropower bank
KATHMANDU, JUL 05 -
The government has moved another step forward to establish a hydropower development financial company by asking state-owned institutional investors to make investment commitments for the capital structure of the proposed company.
The government had decided to set up such company on June 5 to make funds available for large hydel projects and sought capital investments amounting to Rs 27 billion from three ministries and four institutional investors. The proposed paid-up capital of the company stands at Rs 30 billion.
The Finance Ministry wrote to the Nepal Telecom (NT), the Employees’ Provident Fund (EPF), Rastriya Beema Sansthan (RBS) and the Citizens Investment Trust (CIT) seeking their investment commitment of Rs 9 billion for the proposed financial institution. In the letter sent to them on July 1, the ministry has asked NT to commit Rs 4 billion and the EPF Rs 3 billion. The ministry asked RBS and CIT to commit Rs 1 billion each.
The Finance Ministry has committed Rs 10 billion while the Ministry of Energy and the Ministry of Law have been asked to put up Rs 4 billion each.
The decision to ask them for capital investment was taken on June 30 at the deputy prime ministerial and finance ministerial level.
With a shortage of financial resources always remaining one of the major constraints in the development of hydropower projects, the government had decided to establish such a company.
The policies and programmes of the government presented on Sunday have also mentioned establishment of such a company.
Earlier, the Ministry of Energy had sought an allocation of Rs 15 billion from the government as seed money for the bank in the next fiscal year’s budget.
Institutions which have been expected to invest in the proposed company are also positive to the government’s request but are sceptical. But they are yet to take any decision on the matter.
EPF administrator Ramesh Bhattarai said they were very much interested in investing in the proposed company as it could pay dividends within the next six years.
“We have taken the government’s proposal as an important opportunity for us to increase our equity investment to 3 percent of our total portfolio,” he said. It has mobilised financial resources of Rs 86 billion . The EPF board will discuss the matter on Tuesday.
The EPF is in the process of providing Rs 26 billon in loans to different hydropower projects. It has already signed a loan agreement of Rs 10 billion with the Upper Tamakoshi Hydropower Project.
It recently signed a memorandum of understanding (MoU) with the Chilime Hydropower Project to finance Rs 16.05 billion for the project including Sanjen, Upper Sanjen and Rasuwagadhi being developed by Chilime.
Bhattarai said that he didn’t find any possibility of political intervention in the company if its memorandum and articles of association are followed properly.
The CIT is also positive to the government’s request but doubtful whether the company will be run professionally. “We want to be sure the company will be run by professional human resources before taking any decision on investments,” said Chandramani Adhikari, chairman of the CIT. The CIT board will discuss the government’s proposal on Tuesday.
The board of the proposed bank will consist of the central bank governor, finance secretary and private sector representatives as per the recommendation of the committee formed to prepare the modality of the board.
Nepal Telecom is undecided whether to invest in hydropower projects or not. “We have our own projects in our priority, and we are yet take any decision in this regard,” said Bishwonath Goyal, managing director of NT.
He added that he was unconcerned about other institutions investing in the company.
The proposed company will primarily mobilise soft loans provided by major donors such as the World Bank and the Asian Development Bank.
As per the plan, the bank will provide loans received from the donors at a low interest rate to hydropower developers at a higher interest rate.
Posted on: 2011-07-05 10:23
http://www.ekantipur.com/2011/07/05/business/govt-asks-state-owned-entities-to-invest-in-planned-hydropower-bank/336823.html
The government has moved another step forward to establish a hydropower development financial company by asking state-owned institutional investors to make investment commitments for the capital structure of the proposed company.
The government had decided to set up such company on June 5 to make funds available for large hydel projects and sought capital investments amounting to Rs 27 billion from three ministries and four institutional investors. The proposed paid-up capital of the company stands at Rs 30 billion.
The Finance Ministry wrote to the Nepal Telecom (NT), the Employees’ Provident Fund (EPF), Rastriya Beema Sansthan (RBS) and the Citizens Investment Trust (CIT) seeking their investment commitment of Rs 9 billion for the proposed financial institution. In the letter sent to them on July 1, the ministry has asked NT to commit Rs 4 billion and the EPF Rs 3 billion. The ministry asked RBS and CIT to commit Rs 1 billion each.
The Finance Ministry has committed Rs 10 billion while the Ministry of Energy and the Ministry of Law have been asked to put up Rs 4 billion each.
The decision to ask them for capital investment was taken on June 30 at the deputy prime ministerial and finance ministerial level.
With a shortage of financial resources always remaining one of the major constraints in the development of hydropower projects, the government had decided to establish such a company.
The policies and programmes of the government presented on Sunday have also mentioned establishment of such a company.
Earlier, the Ministry of Energy had sought an allocation of Rs 15 billion from the government as seed money for the bank in the next fiscal year’s budget.
Institutions which have been expected to invest in the proposed company are also positive to the government’s request but are sceptical. But they are yet to take any decision on the matter.
EPF administrator Ramesh Bhattarai said they were very much interested in investing in the proposed company as it could pay dividends within the next six years.
“We have taken the government’s proposal as an important opportunity for us to increase our equity investment to 3 percent of our total portfolio,” he said. It has mobilised financial resources of Rs 86 billion . The EPF board will discuss the matter on Tuesday.
The EPF is in the process of providing Rs 26 billon in loans to different hydropower projects. It has already signed a loan agreement of Rs 10 billion with the Upper Tamakoshi Hydropower Project.
It recently signed a memorandum of understanding (MoU) with the Chilime Hydropower Project to finance Rs 16.05 billion for the project including Sanjen, Upper Sanjen and Rasuwagadhi being developed by Chilime.
Bhattarai said that he didn’t find any possibility of political intervention in the company if its memorandum and articles of association are followed properly.
The CIT is also positive to the government’s request but doubtful whether the company will be run professionally. “We want to be sure the company will be run by professional human resources before taking any decision on investments,” said Chandramani Adhikari, chairman of the CIT. The CIT board will discuss the government’s proposal on Tuesday.
The board of the proposed bank will consist of the central bank governor, finance secretary and private sector representatives as per the recommendation of the committee formed to prepare the modality of the board.
Nepal Telecom is undecided whether to invest in hydropower projects or not. “We have our own projects in our priority, and we are yet take any decision in this regard,” said Bishwonath Goyal, managing director of NT.
He added that he was unconcerned about other institutions investing in the company.
The proposed company will primarily mobilise soft loans provided by major donors such as the World Bank and the Asian Development Bank.
As per the plan, the bank will provide loans received from the donors at a low interest rate to hydropower developers at a higher interest rate.
Posted on: 2011-07-05 10:23
http://www.ekantipur.com/2011/07/05/business/govt-asks-state-owned-entities-to-invest-in-planned-hydropower-bank/336823.html
Dienstag, 5. Juli 2011
सहकारी मन्त्रालय स्थापना गर्न सुझाव
विज्ञान अधिकारी, काठमाडौं, असार २१- सहकारी क्षेत्रको बढ्दो विकाससँगै यस क्षेत्रका विकृति नियन्त्रणका लागि छुट्टै मन्त्रालय स्थापना गर्न सरकारद्वारा गठित एक उच्चस्तरीय समितिले सुझाव दिएको छ।
सहकारीबारे अध्ययन गरी सुझाव पेस गर्न योजना आयोगका उपाध्यक्षको संयोजकत्वमा गठित समितिले अल्पकालीन र दीर्घकालीन गरी तीस बुँदे सुझाव दिँदै सहकारी क्षेत्रलाई बलियो र विकृतिमुक्त बनाउन तत्काल छुट्टै मन्त्रालय बनाउन प्रस्ताव गरेको हो। समितिले केही दिन भित्रै आफ्नो प्रतिवेदन प्रधानमन्त्रीलाई बुझाउँदैछ।
'सहकारी क्षेत्रको विकास बढ्दै गएको छ। सहकारीमा देखिएको उत्साहका लागि छुट्टै मन्त्रालय आवश्यक भइसकेको छ,' राष्ट्रिय सहकारी संघका अध्यक्ष केशव बडालले सोमबार नागरिकसँग भने। अहिले कृषि तथा सहकारी मन्त्रालय एउटै छ। एउटै मन्त्रालय भएकाले कृषिमा मात्र बढी प्राथमिकता दिएको देखिन्छ। सहकारी बढ्दै गए पनि सीमित स्रोतसाधन भएको सहकारी विभाग मात्र छ। यो विभागमा अदक्ष जनशक्ति हुँदा सहकारीलाई व्यवस्थित गर्न सकेको छैन। पछिल्लो समयमा बचत तथा ऋण सहकारीमा विकृति देखिएको छ भने ग्रामीणमुखी सहकारीले तल्लो स्तरका जनताको जीवनस्तर उकास्न मद्दत गरेको छ।
देशभर २२ हजार ६ सय ४६ सहकारी संस्था सञ्चालनमा छन् भने १० हजार ५ सय बचत तथा ऋण सहकारी संस्था सञ्चालनमा छन्। सहकारी विभागका अनुसार सहकारी संस्थाले १ खर्ब ४० अर्ब रुपैयाँ रकम परिचालन गरेका छन्। उपत्यकामा सञ्चालित ठूला बचत तथा ऋण सहकारी संस्थाले ठूलो रकम घरजग्गा र संस्थागत क्षेत्रमा लगानी गरेको पाइएको छ। राष्ट्र बैंक र सहकारी विभागले गरेको अध्ययनमा सहकारी संस्थाले जथाभावी लगानी गरेको र जोखिममा समेत रहेको भेटिएको थियो।
अध्ययनमा अधिकांश सहकारी संस्थाका सञ्चालकको एकाघरका परिवार, नातेदार र उनका कम्पनीमा ऋण प्रवाह केन्द्रित गरेको पाइएको छ। ती सञ्चालकको नाममा प्रवाह भएको ऋण उठन नसक्ने अवस्थामा रहेको भेटिएको छ।
'तीनखम्बे अर्थनीतिलाई संविधानमै उल्लेख गरिएको छ। विश्वमै सहकारीले ठूलो परिवर्तन भएको छ,' उनले भने, 'नेपालमा गाउँ गाउँमा सहकारी उद्योग स्थापना गर्ने लहर चलेकाले मन्त्रालय स्थापनाको लागि दबाब दिँदै आएका छांै,' बडालले भने।
विभागका रजिस्ट्रार सुदर्शन ढकालले सहकारी क्षेत्रको विकास र नियमनको लागि सहकारी मन्त्रालयको आवश्यक भइसकेको बताए। 'मन्त्रालय स्थापना गरेर सहकारीलाई व्यवस्थित रुपमा अगाडि बढाउनुपर्छ,' उनले भने, 'मन्त्रालय स्थापना गर्न सकेमा सहकारी क्षेत्र अझ उन्नत भएर जान्छ। समितिले सहकारी ऐन अपुरो भएको भन्दै तत्काल सुधारको लागिसमेत सुझाव दिएको छ। सहकारी ऐनमा कुनै पनि सहकारीले ऐन विपरीत काम गरेमा सामान्य कारबाही गरिने प्रावधान छ।
अर्बोको कारोबार गनै सहकारी संस्थालाई ऐन विपरीत गएमा १५ सय सम्मको जरिवानामा गर्ने प्रावधान छ। यो प्रावधानका कारण ठूला बचत तथा ऋण सहकारीलाई सहकारीको सिद्धान्तमा हिँडाउन अप्ठेरो परेको छ। समितिले बचत तथा ऋण सहकारीलाई छुट्टै नियमनको लागि बचत तथा ऋण सहकारी ऐन बनाउन सुझाएको छ।
'गाउँका बचत परिचालन गर्ने सहकारी र सहरका ठूला बचत सहकारीलाई एउटै ऐनमा राख्न मिल्दैन,' सुझावमा भनिएको छ, 'बचत तथा ऋण सहकारीलाई नियमनको लागि छुट्टै ऐन बनाउन आवश्यक भइसकेको छ।' समितिले सहकारी विभागलाई समेत समायानुकूल सुधारको लागि सुझाव दिएको छ।
परम्परागत रुपमा सञ्चालन भइरहेको विभागको अहिलेको संरचनाले नियमन गर्न कठिन छ। ठूला सहकारीले अर्बौं बचत संकलन गर्ने र उनीहरुको लेखापरीक्षण चार्टर्ड एकाउन्टेन्टले गर्छन् भने त्यही सहकारीको अनुगमन एसएलसी पास भएका सहकारी निरीक्षकबाट हुँदै आएको छ। विभागले एक वर्षअघि नै सहकारीको निरीक्षणको लागि आवश्यक दक्ष जनशक्ति नभएको भन्दै सरकारसँग कर्मचारी माग गरिसकेको छ। विभागले सहकारी निरीक्षणको लागि केही चार्टर्ड एकाउन्टेन्ट सरकारसँग माग गरेको हो।
सहकारी उद्योग स्थापना गर्न प्रस्ताव
सहकारी विभागले आगामि आर्थिक वर्षको बजेटमा दुईवटा सहकारी उद्योग स्थापनाका लागि ५ करोड रुपैयाँ प्रस्ताव गरेको छ। विभागले कृषि तथा सहकारी मन्त्रालयले मार्फत यो प्रस्ताव गरेको हो। ससाना कुटिर उद्योग सहकारीको रुपमा विकास भए पनि ठूला उद्योग अझै स्थापना भएका छैनन्।
'हामीले जिल्लाबाट माग भएर आए अनुसार सहकारी उद्योग स्थापनाको लागि रकम प्रस्ताव गरेका छौ,' विभागका रजिष्ट्रार ढकालले भने, ' चिया उद्योगको लागि माग आएकोले प्रस्ताव गरेर पठाएका हौ।' विभागले दुई सयवटा सहकारी दलित, अल्पसंख्यक पिछडिएका क्षेत्रमा खोल्न एक करोड रुपैयाँ माग गरेको छ। त्यस्ता क्षेत्रमा सहकारी स्थापनाको लागि दर्ता शुल्क, तालिम गर्नको लागि यो रकम माग गरिएको हो। विभागले सहकारीको लक्षित समूहललाई सीपमूलक तालिम दिन समेत प्रस्ताव गरेको छ।
'सहकारीमा लागेकालाई स्वरोजगारमूलक क्षेत्रमा सहभागी गराउन यो प्रस्ताव गरेका हौं,' उनले भने, 'यस्तो तालिम महिला सहकारीप्रति लक्षित हुनेछ।' विभागले सहकारीको अनुगमनको लागि आवश्यक पर्ने दक्ष जनशक्ति करारमा लिन समेत प्रस्ताव गरेको छ।
'सहकारीको अनुगमन गर्न आवश्यक पर्ने चार्टर्ड एकाउन्टेन्ट करारमा लिन प्रस्ताव गरेका छौं,' ढकालले भने, 'यसले सहकारी क्षेत्रमा देखिएको विकृतिलाई नियन्त्रण गर्न सघाउ पुर्याउनेछ।'
http://nagariknews.com/economy/industries/28449-2011-07-04-14-13-31.html
सहकारीबारे अध्ययन गरी सुझाव पेस गर्न योजना आयोगका उपाध्यक्षको संयोजकत्वमा गठित समितिले अल्पकालीन र दीर्घकालीन गरी तीस बुँदे सुझाव दिँदै सहकारी क्षेत्रलाई बलियो र विकृतिमुक्त बनाउन तत्काल छुट्टै मन्त्रालय बनाउन प्रस्ताव गरेको हो। समितिले केही दिन भित्रै आफ्नो प्रतिवेदन प्रधानमन्त्रीलाई बुझाउँदैछ।
'सहकारी क्षेत्रको विकास बढ्दै गएको छ। सहकारीमा देखिएको उत्साहका लागि छुट्टै मन्त्रालय आवश्यक भइसकेको छ,' राष्ट्रिय सहकारी संघका अध्यक्ष केशव बडालले सोमबार नागरिकसँग भने। अहिले कृषि तथा सहकारी मन्त्रालय एउटै छ। एउटै मन्त्रालय भएकाले कृषिमा मात्र बढी प्राथमिकता दिएको देखिन्छ। सहकारी बढ्दै गए पनि सीमित स्रोतसाधन भएको सहकारी विभाग मात्र छ। यो विभागमा अदक्ष जनशक्ति हुँदा सहकारीलाई व्यवस्थित गर्न सकेको छैन। पछिल्लो समयमा बचत तथा ऋण सहकारीमा विकृति देखिएको छ भने ग्रामीणमुखी सहकारीले तल्लो स्तरका जनताको जीवनस्तर उकास्न मद्दत गरेको छ।
देशभर २२ हजार ६ सय ४६ सहकारी संस्था सञ्चालनमा छन् भने १० हजार ५ सय बचत तथा ऋण सहकारी संस्था सञ्चालनमा छन्। सहकारी विभागका अनुसार सहकारी संस्थाले १ खर्ब ४० अर्ब रुपैयाँ रकम परिचालन गरेका छन्। उपत्यकामा सञ्चालित ठूला बचत तथा ऋण सहकारी संस्थाले ठूलो रकम घरजग्गा र संस्थागत क्षेत्रमा लगानी गरेको पाइएको छ। राष्ट्र बैंक र सहकारी विभागले गरेको अध्ययनमा सहकारी संस्थाले जथाभावी लगानी गरेको र जोखिममा समेत रहेको भेटिएको थियो।
अध्ययनमा अधिकांश सहकारी संस्थाका सञ्चालकको एकाघरका परिवार, नातेदार र उनका कम्पनीमा ऋण प्रवाह केन्द्रित गरेको पाइएको छ। ती सञ्चालकको नाममा प्रवाह भएको ऋण उठन नसक्ने अवस्थामा रहेको भेटिएको छ।
'तीनखम्बे अर्थनीतिलाई संविधानमै उल्लेख गरिएको छ। विश्वमै सहकारीले ठूलो परिवर्तन भएको छ,' उनले भने, 'नेपालमा गाउँ गाउँमा सहकारी उद्योग स्थापना गर्ने लहर चलेकाले मन्त्रालय स्थापनाको लागि दबाब दिँदै आएका छांै,' बडालले भने।
विभागका रजिस्ट्रार सुदर्शन ढकालले सहकारी क्षेत्रको विकास र नियमनको लागि सहकारी मन्त्रालयको आवश्यक भइसकेको बताए। 'मन्त्रालय स्थापना गरेर सहकारीलाई व्यवस्थित रुपमा अगाडि बढाउनुपर्छ,' उनले भने, 'मन्त्रालय स्थापना गर्न सकेमा सहकारी क्षेत्र अझ उन्नत भएर जान्छ। समितिले सहकारी ऐन अपुरो भएको भन्दै तत्काल सुधारको लागिसमेत सुझाव दिएको छ। सहकारी ऐनमा कुनै पनि सहकारीले ऐन विपरीत काम गरेमा सामान्य कारबाही गरिने प्रावधान छ।
अर्बोको कारोबार गनै सहकारी संस्थालाई ऐन विपरीत गएमा १५ सय सम्मको जरिवानामा गर्ने प्रावधान छ। यो प्रावधानका कारण ठूला बचत तथा ऋण सहकारीलाई सहकारीको सिद्धान्तमा हिँडाउन अप्ठेरो परेको छ। समितिले बचत तथा ऋण सहकारीलाई छुट्टै नियमनको लागि बचत तथा ऋण सहकारी ऐन बनाउन सुझाएको छ।
'गाउँका बचत परिचालन गर्ने सहकारी र सहरका ठूला बचत सहकारीलाई एउटै ऐनमा राख्न मिल्दैन,' सुझावमा भनिएको छ, 'बचत तथा ऋण सहकारीलाई नियमनको लागि छुट्टै ऐन बनाउन आवश्यक भइसकेको छ।' समितिले सहकारी विभागलाई समेत समायानुकूल सुधारको लागि सुझाव दिएको छ।
परम्परागत रुपमा सञ्चालन भइरहेको विभागको अहिलेको संरचनाले नियमन गर्न कठिन छ। ठूला सहकारीले अर्बौं बचत संकलन गर्ने र उनीहरुको लेखापरीक्षण चार्टर्ड एकाउन्टेन्टले गर्छन् भने त्यही सहकारीको अनुगमन एसएलसी पास भएका सहकारी निरीक्षकबाट हुँदै आएको छ। विभागले एक वर्षअघि नै सहकारीको निरीक्षणको लागि आवश्यक दक्ष जनशक्ति नभएको भन्दै सरकारसँग कर्मचारी माग गरिसकेको छ। विभागले सहकारी निरीक्षणको लागि केही चार्टर्ड एकाउन्टेन्ट सरकारसँग माग गरेको हो।
सहकारी उद्योग स्थापना गर्न प्रस्ताव
सहकारी विभागले आगामि आर्थिक वर्षको बजेटमा दुईवटा सहकारी उद्योग स्थापनाका लागि ५ करोड रुपैयाँ प्रस्ताव गरेको छ। विभागले कृषि तथा सहकारी मन्त्रालयले मार्फत यो प्रस्ताव गरेको हो। ससाना कुटिर उद्योग सहकारीको रुपमा विकास भए पनि ठूला उद्योग अझै स्थापना भएका छैनन्।
'हामीले जिल्लाबाट माग भएर आए अनुसार सहकारी उद्योग स्थापनाको लागि रकम प्रस्ताव गरेका छौ,' विभागका रजिष्ट्रार ढकालले भने, ' चिया उद्योगको लागि माग आएकोले प्रस्ताव गरेर पठाएका हौ।' विभागले दुई सयवटा सहकारी दलित, अल्पसंख्यक पिछडिएका क्षेत्रमा खोल्न एक करोड रुपैयाँ माग गरेको छ। त्यस्ता क्षेत्रमा सहकारी स्थापनाको लागि दर्ता शुल्क, तालिम गर्नको लागि यो रकम माग गरिएको हो। विभागले सहकारीको लक्षित समूहललाई सीपमूलक तालिम दिन समेत प्रस्ताव गरेको छ।
'सहकारीमा लागेकालाई स्वरोजगारमूलक क्षेत्रमा सहभागी गराउन यो प्रस्ताव गरेका हौं,' उनले भने, 'यस्तो तालिम महिला सहकारीप्रति लक्षित हुनेछ।' विभागले सहकारीको अनुगमनको लागि आवश्यक पर्ने दक्ष जनशक्ति करारमा लिन समेत प्रस्ताव गरेको छ।
'सहकारीको अनुगमन गर्न आवश्यक पर्ने चार्टर्ड एकाउन्टेन्ट करारमा लिन प्रस्ताव गरेका छौं,' ढकालले भने, 'यसले सहकारी क्षेत्रमा देखिएको विकृतिलाई नियन्त्रण गर्न सघाउ पुर्याउनेछ।'
http://nagariknews.com/economy/industries/28449-2011-07-04-14-13-31.html
विकास बैंक र फाइनान्स प्रमुखको तलब सीमा डेढदेखि अढाइ लाखसम्म हुने
सुदर्शन सापकोटा, काठमाडौं, असार २१- राष्ट्र बैंकले राष्ट्रिय स्तरका विकास बैंक प्रमुख कार्यकारीको मासिक तलब २ लाख ५० हजार रुपैयाँ हाराहारीमा हुने गरी सीमा तोक्ने तयारी गरेको छ।
राष्ट्रिय स्तरका फाइनान्स कम्पनीका प्रमुख कार्यकारीका लागि यो सीमा १ लाख ५० हजारजति हुनेछ। राष्ट्र बैंक स्रोतका अनुसार एक जिल्ले विकास बैंक र फाइनान्स कम्पनीका प्रमुख कार्यकारीको तलब ५० हजार हाराहारीमा हुनेछ। तीन जिल्ले र १० जिल्लेका प्रमुख कार्यकारीको तलब यसैको अनुपातमा मिलान गरिनेछ।
वाणिज्य बैंकको सम्पत्ति र कर्मचारी खर्चलाई आधार मानी राष्ट्र बैंकले तलब सीमा निर्धारण गरेपछि कतिपय वित्तीय संस्थाका प्रमुख कार्यकारीको तलव २ हजार रुपैयाँभन्दा तल झर्ने अवस्था आएकाले नयाँ मापदण्ड तोक्न लागिएको हो। पहिलेको निर्देशन वाणिज्य बैंकमा मात्रै सीमित गर्दै राष्ट्र बैंकले विकास बैंक र फाइनान्स कम्पनीका लागि बेग्लै मापदण्डसहित तलब नीति ल्याउन लागेको हो।
राष्ट्र बैंकले राष्ट्रिय स्तरका विकास बैंक र फाइनान्स कम्पनीका प्रमुख कार्यकारीको तलब पुँजी र सम्पत्तिका आधारमा तोक्ने तयारी गरिरहेको छ। 'एक जिल्लेदेखि राष्ट्रिय स्तरसम्मका कम्पनी भएकाले एकै खालको मापदण्ड व्यावहारिक हुँदैन,' स्रोतले भन्यो, 'सबैलाई एउटै मापदण्ड नमिल्ने भएकाले फरक-फरक रूपमा तयार पारिएको हो।'
राष्ट्र बैंकले केहीअघि वाणिज्य बैंकदेखि लघुवित्त विकास बैकसम्मलाई कूल कर्मचारी खर्चको पाँच प्रतिशत र कूल सम्पत्तिको ०.०२५ प्रतिशतभन्दा बढी तलब खान नपाइने निर्देशन दिएको थियो।
गत मंसिर १० मा आएको निर्देशनले थोरै कर्मचारी र न्यून सम्पत्ति हुने वित्तीय संस्थाका प्रमुखको तलब २ हजार रुपैयाँभन्दा कम हुने अवस्था आएपछि राष्ट्र बैंकले तलबका कारण समस्यामा परेका संस्थालाई व्यक्तिगत रूपमा बाधा अड्काउ फुकुवा गर्ने जनाएको थियो।
'अहिलेसम्म कुनै पनि संस्थामा तलब समस्या देखिएको छैन,' राष्ट्र बैंकका प्रवक्ता भाष्करमणि ज्ञवालीले सोमबार नागरिकसँग भने, 'भविष्यमा समस्या नआओस् भनेर नीतिगत व्यवस्था गर्ने तयारीमा छौं।' उनले राष्ट्रिय स्तरदेखि एक जिल्लेसम्मका वित्तीय संस्था सञ्चालनमा रहेका सबैलाई मिल्ने खालको मापदण्ड ल्याउन आन्तरिक गृहकार्य भइरहेको जानकारी दिए।
पहिले आएको निर्देशनले विकास बैंक र वित्तीय कम्पनी अन्यायमा परेपछि तलब निर्देशनको विरोध भएको थियो। राष्ट्र बैंकका गभर्नरले 'तलबका कारण कुनै वित्तीय संस्थालाई समस्या परे व्यक्तिगत रूपमा वाधा अड्काउ फुकुवा गर्न सकिने' बताएका थिए।
व्यक्तिगत रूपमा समाधान गर्नेे भन्ने उनको भनाइमा 'नियत' लुकेको छ भनेर पुनः विरोध हुन थालेपछि राष्ट्र बैंकले वित्तीय संस्थाका लागि बेग्लै मापदण्ड तयार पार्न लागेको हो। त्यसै गरी क्षेत्रीय स्तरका वित्तीय संस्था प्रमुखले केहीअघि ग्रामीण अर्थतन्त्र विकासका लागि गाउँ-गाउँमा खटिएका वित्तीय संस्थाका प्रमुख कार्यकारीको तलब सीमा तोक्दा गाउँमा गएवापत् सजाय दिएबराबर भएको भन्दै यसमा पुनर्विचार गर्न राष्ट्र बैंकलाई आग्रह गरेका थिए।
राष्ट्र बैंकमा तलब समस्या लिएर दुई फाइनान्स कम्पनी पुगेका छन्। राष्ट्र बैंकले उनीहरूलाई 'चाँडै नीति ल्याउँदै छौं, केही समय पर्खिनु' भनेको थियो।
http://nagariknews.com/economy/banking-money/28462-2011-07-05-05-32-15.html
राष्ट्रिय स्तरका फाइनान्स कम्पनीका प्रमुख कार्यकारीका लागि यो सीमा १ लाख ५० हजारजति हुनेछ। राष्ट्र बैंक स्रोतका अनुसार एक जिल्ले विकास बैंक र फाइनान्स कम्पनीका प्रमुख कार्यकारीको तलब ५० हजार हाराहारीमा हुनेछ। तीन जिल्ले र १० जिल्लेका प्रमुख कार्यकारीको तलब यसैको अनुपातमा मिलान गरिनेछ।
वाणिज्य बैंकको सम्पत्ति र कर्मचारी खर्चलाई आधार मानी राष्ट्र बैंकले तलब सीमा निर्धारण गरेपछि कतिपय वित्तीय संस्थाका प्रमुख कार्यकारीको तलव २ हजार रुपैयाँभन्दा तल झर्ने अवस्था आएकाले नयाँ मापदण्ड तोक्न लागिएको हो। पहिलेको निर्देशन वाणिज्य बैंकमा मात्रै सीमित गर्दै राष्ट्र बैंकले विकास बैंक र फाइनान्स कम्पनीका लागि बेग्लै मापदण्डसहित तलब नीति ल्याउन लागेको हो।
राष्ट्र बैंकले राष्ट्रिय स्तरका विकास बैंक र फाइनान्स कम्पनीका प्रमुख कार्यकारीको तलब पुँजी र सम्पत्तिका आधारमा तोक्ने तयारी गरिरहेको छ। 'एक जिल्लेदेखि राष्ट्रिय स्तरसम्मका कम्पनी भएकाले एकै खालको मापदण्ड व्यावहारिक हुँदैन,' स्रोतले भन्यो, 'सबैलाई एउटै मापदण्ड नमिल्ने भएकाले फरक-फरक रूपमा तयार पारिएको हो।'
राष्ट्र बैंकले केहीअघि वाणिज्य बैंकदेखि लघुवित्त विकास बैकसम्मलाई कूल कर्मचारी खर्चको पाँच प्रतिशत र कूल सम्पत्तिको ०.०२५ प्रतिशतभन्दा बढी तलब खान नपाइने निर्देशन दिएको थियो।
गत मंसिर १० मा आएको निर्देशनले थोरै कर्मचारी र न्यून सम्पत्ति हुने वित्तीय संस्थाका प्रमुखको तलब २ हजार रुपैयाँभन्दा कम हुने अवस्था आएपछि राष्ट्र बैंकले तलबका कारण समस्यामा परेका संस्थालाई व्यक्तिगत रूपमा बाधा अड्काउ फुकुवा गर्ने जनाएको थियो।
'अहिलेसम्म कुनै पनि संस्थामा तलब समस्या देखिएको छैन,' राष्ट्र बैंकका प्रवक्ता भाष्करमणि ज्ञवालीले सोमबार नागरिकसँग भने, 'भविष्यमा समस्या नआओस् भनेर नीतिगत व्यवस्था गर्ने तयारीमा छौं।' उनले राष्ट्रिय स्तरदेखि एक जिल्लेसम्मका वित्तीय संस्था सञ्चालनमा रहेका सबैलाई मिल्ने खालको मापदण्ड ल्याउन आन्तरिक गृहकार्य भइरहेको जानकारी दिए।
पहिले आएको निर्देशनले विकास बैंक र वित्तीय कम्पनी अन्यायमा परेपछि तलब निर्देशनको विरोध भएको थियो। राष्ट्र बैंकका गभर्नरले 'तलबका कारण कुनै वित्तीय संस्थालाई समस्या परे व्यक्तिगत रूपमा वाधा अड्काउ फुकुवा गर्न सकिने' बताएका थिए।
व्यक्तिगत रूपमा समाधान गर्नेे भन्ने उनको भनाइमा 'नियत' लुकेको छ भनेर पुनः विरोध हुन थालेपछि राष्ट्र बैंकले वित्तीय संस्थाका लागि बेग्लै मापदण्ड तयार पार्न लागेको हो। त्यसै गरी क्षेत्रीय स्तरका वित्तीय संस्था प्रमुखले केहीअघि ग्रामीण अर्थतन्त्र विकासका लागि गाउँ-गाउँमा खटिएका वित्तीय संस्थाका प्रमुख कार्यकारीको तलब सीमा तोक्दा गाउँमा गएवापत् सजाय दिएबराबर भएको भन्दै यसमा पुनर्विचार गर्न राष्ट्र बैंकलाई आग्रह गरेका थिए।
राष्ट्र बैंकमा तलब समस्या लिएर दुई फाइनान्स कम्पनी पुगेका छन्। राष्ट्र बैंकले उनीहरूलाई 'चाँडै नीति ल्याउँदै छौं, केही समय पर्खिनु' भनेको थियो।
http://nagariknews.com/economy/banking-money/28462-2011-07-05-05-32-15.html
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